THE FUNERAL TRUST GAL · SARA GUIDA
Protect Your Family Without an Attorney — Starting Today.
Funeral Expense Trusts, Wills, and Living Trusts — affordable, fast, and completely on your terms. Most families are done in under 30 minutes.
⚡ Set up in 10 minutes • ✓ No attorney needed • 🛡️ Funeral Trusts are Medicaid-compliant • 💰 Wills & Trusts from $495
Call or text: 402-769-2485 · [email protected]
Why Families Act Now
The gap nobody tells you about
48hrs
Funeral Trust payout
3–4wks
Life insurance payout
$495
Wills & Trusts start at
67%
Adults with no will or trust
“We had no idea this was even an option. Sara walked us through everything — it was quick, easy, and such a relief.”
— Mary K., Daughter & Caregiver
✅ No attorney required • ⚡ Funeral Trust funds in 24–48 hours • 🛡️ Funeral Trusts are Medicaid-compliant • 🏠 Any funeral home, anywhere • 🔄 Change or cancel anytime • 📋 Wills & Trusts legally valid in all 48 states
The Problem
Your family will need money before it's available.
Most families think they're covered. They have life insurance. Maybe a savings account. What nobody tells you: the funeral home requires payment before the service — and life insurance takes 3–4 weeks minimum to pay out. That gap leaves grieving families scrambling, putting costs on credit cards, or launching GoFundMe campaigns at the worst possible moment.
The average GoFundMe for a funeral raises $8,000. You don't need to do that to your family.
When Do Families Actually Get Paid?
🟢 Funeral Expense Trust — 1–2 Days
⚫ Beneficiary Accounts — 10–14 Days
🟡 Life Insurance — 3–4 Weeks
🔴 Estate / Probate Distribution — Several Months
The funeral home needs payment before the service. Only a Funeral Expense Trust closes that gap.
What I Offer
Three Ways to Protect Everything That Matters
Not sure which is right for you? That's exactly what a free 15-minute call is for. Most people need at least two of these.
🕊️ Funeral Expense Trust
Funds your family in 24–48 hours — before life insurance even starts processing.
- Funds released in 24–48 business hours
- No death certificate required
- No health questions or medical exams
- Medicaid-exempt asset — won't count against your asset limits
- Protected from Medicaid estate recovery
- Use any funeral home, anywhere
- Not kept with the funeral home — you stay in control
- Set up in less than 10 minutes
📄 Complete Will Package
Every document your family needs. No attorney. Done in one call.
$495
- Last Will & Testament
- Healthcare Directive
- Power of Attorney
- HIPAA Authorization
- Legally valid in all 48 states
- No attorney — fraction of the cost
- Update anytime as your life changes
🏛️ Living Trust
Skip probate entirely. Protect your assets. Keep everything private.
$1,495
- Avoids probate completely
- Immediate, private asset transfer
- Incapacity protection during your lifetime
- Controls how & when beneficiaries receive assets
- Includes pour-over will + all documents
- Legally valid in all 48 states
- Attorney-quality — fraction of the price
⚠️ Important: These are three separate, distinct products.
Funeral Expense Trusts are Medicaid-compliant. If you or a loved one is on or approaching Medicaid, this is where to start — book a call before making any financial moves.
Wills and Living Trusts are estate planning tools for protecting your assets and honoring your wishes. They are not Medicaid-compliant financial products. Not sure which you need? I'll tell you on a free call.
Medicaid Planning
On Medicaid — or Getting Close? This is Time-Sensitive.
If you or a loved one is on Medicaid — or getting close to needing it — there is one product on this page designed specifically for you: the Funeral Expense Trust.
Wills and Living Trusts are valuable estate planning tools. Funeral Expense Trusts are Medicaid-compliant financial products. A properly structured Funeral Expense Trust is different — it is a Medicaid-exempt asset that won't count against your asset limits and won't be subject to Medicaid estate recovery.
That means you can set aside funds specifically for final expenses without jeopardizing your benefits. But it must be set up correctly, and before a spend-down situation forces decisions that are much harder to undo.
⚠️ Do not move money, set up a will, or set up any trust without understanding the Medicaid rules first. The wrong move — even a well-intentioned one — can cost your family thousands. Book a call and I'll walk you through it — free.
🛡️ Medicaid-Exempt Asset
A Funeral Expense Trust does not count against Medicaid asset limits when properly structured.
🏛️ Protected from Estate Recovery
These funds are set aside specifically for final expenses and shielded from Medicaid clawback.
⏰ Timing Is Everything
Once a spend-down begins, your options narrow significantly. The best time to act is now, before it becomes urgent.
📞 Free Guidance, No Pressure
I'll review your situation and tell you honestly what makes sense. If it's not the right fit, I'll say so.
Real Families. Real Relief.
What Families Say After Working With Sara
“
We had no idea this was even an option. Sara walked us through everything — it was quick, easy, and such a relief.
★★★★★
— Mary K., Daughter & Caregiver
“
We thought we had time. I wish I'd known about this sooner — it saved us from spending Mom's last savings.
★★★★★
— Julie, Nebraska
“
No lawyers, no funeral home contracts. Just peace of mind. Sara made something I'd been putting off for years completely painless.
★★★★★
— Mark & Lisa, Iowa
Common Questions
Things People Get Wrong About Funeral Trusts & Estate Planning
MYTH: “I need an attorney to set this up.”
TRUTH: A Funeral Expense Trust takes less than 10 minutes. No attorney, no legal fees, no months of paperwork. Wills and Living Trusts are the same — all done in a single call with me.
MYTH: “Life insurance covers this.”
TRUTH: Life insurance takes 3–4 weeks to pay out — sometimes longer. The funeral home needs payment before the service. A Funeral Expense Trust pays in 24–48 hours. Life insurance was never designed to cover this gap.
MYTH: “This is only for seniors.”
TRUTH: Anyone can benefit from having funds set aside. There's no age requirement. And a Will or Living Trust is relevant the moment you have assets, a family, or wishes you want honored.
MYTH: “I have to use a specific funeral home.”
TRUTH: A Funeral Expense Trust lets your family choose any funeral home, anywhere. You're never locked in. Plans change — this trust changes with you.
MYTH: “I don't have enough assets for a will.”
TRUTH: A will isn't just about money. It names who makes medical decisions, who manages your finances, and who gets what. Without one, the state decides — and it may not be what you wanted.
MYTH: “I'll get around to it eventually.”
TRUTH: The families who struggle most aren't the ones who didn't care — they're the ones who meant to act and didn't. It takes 10 minutes. The relief lasts a lifetime.
About Sara
I'm Sara Guida — The Funeral Trust Gal.
I've watched families scramble at the worst possible moment. Not because they didn't care — because nobody told them that the money they were counting on wouldn't be there in time.
I started doing this work because I believed families deserved a simple, affordable way to protect themselves — without attorneys, without contracts, and without the runaround.
“My whole mission is to make this simple, fast, and stress-free. Because when you take care of this today, your family gets to focus on what actually matters — celebrating the life of someone they love.”
I serve families across the country, with a special focus on Medicaid planning, elder care situations, and anyone who just wants to know their family is taken care of.
Take the First Step
Your family deserves to know everything is taken care of.
Book a free 15-minute call and I'll tell you exactly what makes sense for your situation — no pressure, no obligation. Most people walk away with a plan the same day.
📞 402-769-2485 | 💬 Text: 402-769-2485 | ✉️ [email protected]
The best time to plan is before you need it. The second best time is right now.
Get the Free Planning Guide
A quick, friendly walkthrough of Funeral Expense Trusts, Wills, and Living Trusts — so you can see which pieces you already have and what might still be missing.
Sara Guida · The Funeral Trust Gal
Helping families protect what matters most — without attorneys, without confusion, and without the runaround.
Sara Guida Agency, LLC is not a law firm and does not provide legal advice. Documents are intended as self-help tools and are not substitutes for the advice of an attorney.
Services
Funeral Expense Trust
Complete Will Package
Living Trust
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