MEDICAID SPEND DOWN OPTIONS

You Don't Need an Attorney to Protect Your Family's Money.

Most families either overpay at a funeral home or avoid planning altogether — because they think they need an attorney. You don't.

An irrevocable funeral expense trust is one of the most overlooked Medicaid spend-down options available today. It's simple, fast to set up, and protects your savings — without locking you into a funeral home contract.

Get The Medicaid Spend Down Starter Kit

THE HIDDEN TRAP

Pre-paying a funeral feels responsible.

Until plans change. Until you move. Until the funeral home closes. Until your family needs access quickly.

Funeral home pre-payment plans lock your money into a contract that may not follow your family's wishes - and can complicate Medicaid planning in ways you won't discover until it's too late.

Get The Medicaid Spend Down Starter Kit

The average GoFundMe for a funeral raises $8,000. You don't need to do that to your kids.

Why Families Are Choosing a Funeral Expense Trust Instead

A Funeral Expense Trust (also called an irrevocable funeral trust or burial trust) gives you flexibility, portability, and fast payout - without locking you into a contract.

Get The Medicaid Spend Down Starter Kit

Pays Out in 48 Hours

No death certificate required. Your family gets funds fast when they need them most.

No Health Questions

No underwriting, no medical exam. Anyone can qualify for a Funeral Expense Trust.

Benefit Compliant

Properly structured funeral trusts are exempt from asset calculations - making them a powerful Medicaid spend-down option.

No Taxable Impact

Not counted as a Medicaid asset. Your savings are protected fully with no hidden tax surprises.

Get The Medicaid Spend Down Starter Kit

Real Families.
Real Relief.

"We had no idea this was even an option. Sara walked us through everything - it was quick, easy, and such a relief."

Mary K.

Daughter & Caregiver

"We thought we had time. I wish I'd known about this sooner. It saved us from spending Mom's last savings."

Julie

Nebraska

"No lawyers, no funeral home contracts. Just peace of mind."

Mark & Lisa

Iowa

Download the Free 10-Minute Funeral Trust Guide

Learn how a funeral expense trust works, why it beats a pre-paid funeral plan, and how it protects your savings from Medicaid spend-down - all in plain English. No legal degree required.

What's inside:

What an irrevocable funeral trust is (and isn't)
How it works as a Medicaid spend-down option
Why a funeral home contract can backfire
How to get set up - fast

Guide to Wills & Trusts. The guide will then be emailed to you.

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KNOW THE DIFFERENCE

Will vs. Trust - Which One Actually Protects You?

Most people assume a will is enough. But when it comes to Medicaid planning, nursing home costs, and making sure your family doesn't go through probate court, a trust often does what a will simply cannot.